Realise your business's full potential with Optimo scorecards.
Gain a greater understanding of borrowers and their credit status by utilising Optimo’s easy-to-configure scorecards modelling, combining multiple data elements and variables.
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Automation of decisions and risk modelling using scorecards can help lenders scale their lending without increasing their risk of loss
Scorecards have long been reliant on complex and expensive consultancy or on credit reference suppliers to drive lending or pricing decisions. Optimo’s Scorecard allows lenders to build robust models, combining application, credit and property data to automate characteristics used in decision, pricing or affordability models.
Unlock the potential of your lending business with Optimo
By automating scorecard value, underwriting teams can increase application volumes and drive more efficiency in pricing for new applications.
With access to accurate data sources, lenders can reduce their risk of lending outside acceptable parameters and better predict the probability of borrowers repaying their loans.
Lenders can use their existing loan accounts to feed the model, adapting to changes in behaviour and ensuring the model can be updated to reflect market changes.
By automating scorecard value these will allow underwriting teams to increase in application volumes and drive more efficiency in pricing for new applications.
With access to accurate data sources lenders can reduce their risk of lending outside their acceptable parameters and better predict probability of borrowers repaying their loans.
Lenders can use their existing loan accounts to feed the model, adapting to changes in behaviour and ensuring the model can be updated to reflect market changes.
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Learn more about how Optimo can empower you to make faster, well-informed decisions with our handy guide.
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