Affordability

Unleash the power of Optimo to make accurate and compliant decisions, quicker.

Reduce your lending risk, increase your efficiency and grow your product line with Optimo’s automated affordability checks.

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Overview

Reduce your lending risk with Optimo’s fully automated decision engine to produce robust affordability assessments

Affordability checks have traditionally been complex and labour-intensive for underwriters. Optimo's automated model enables fully automated decisions for both residential and buy-to-let applications. By integrating credit, open banking and property data with the information provided at application, lenders reduce the need to rely on generic affordability data.

Benefits

Unlock the potential of your lending business with Optimo

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Choose your credit data sources
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Test against multiple scenarios
Lend smarter and responsibly
Ease of expanding your product lines
Embrace the power of Optimo and transform your lending business today.
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Optimo brochure

Learn more about how Optimo can empower you to make faster, well-informed decisions with our handy guide.

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Learn how Optimo can revolutionise your lending experience, today.